Access to credit, natural disasters, and relationship lending
1
The World Bank, Africa Finance and Private Sector Development, 1818 H Street, NW, Washington, DC 20433, USA
|
2
KfW Development Bank, Palmengartenstr. 5-9, 60325 Frankfurt, Germany
|
Publication type: Journal Article
Publication date: 2012-10-01
scimago Q1
wos Q1
SJR: 3.204
CiteScore: 6.1
Impact factor: 3.7
ISSN: 10429573, 10960473
Economics and Econometrics
Finance
Abstract
This paper analyzes the effect of unpredictable aggregate shocks on loan demand and access to credit by combining client-level information from an Ecuadorian microfinance institution with geophysical data on natural disasters, more specifically volcanic eruptions. The results of this ‘natural experiment’ show that while credit demand increases due to volcanic activity, access to credit is restricted. Yet, we also find that bank-borrower relationships can lower these lending restrictions and that clients who are known to the institution are about equally likely to receive loans after volcanic eruptions occurred.
Found
Nothing found, try to update filter.
Found
Nothing found, try to update filter.
Top-30
Journals
|
5
10
15
20
25
30
|
|
|
SSRN Electronic Journal
27 publications, 17.09%
|
|
|
Research in International Business and Finance
4 publications, 2.53%
|
|
|
Journal of Corporate Finance
4 publications, 2.53%
|
|
|
International Review of Financial Analysis
4 publications, 2.53%
|
|
|
Agricultural Finance Review
3 publications, 1.9%
|
|
|
Sustainability
3 publications, 1.9%
|
|
|
Small Business Economics
3 publications, 1.9%
|
|
|
Environmental Science and Pollution Research
3 publications, 1.9%
|
|
|
Journal of Environmental Economics and Management
3 publications, 1.9%
|
|
|
Journal of Risk and Insurance
3 publications, 1.9%
|
|
|
Applied Economics
3 publications, 1.9%
|
|
|
Managerial and Decision Economics
3 publications, 1.9%
|
|
|
Journal of International Money and Finance
3 publications, 1.9%
|
|
|
Economic Analysis and Policy
2 publications, 1.27%
|
|
|
Economic Modelling
2 publications, 1.27%
|
|
|
Finance Research Letters
2 publications, 1.27%
|
|
|
Journal of Empirical Finance
2 publications, 1.27%
|
|
|
Journal of Financial Intermediation
2 publications, 1.27%
|
|
|
Journal of Banking and Finance
2 publications, 1.27%
|
|
|
Journal of Financial Stability
2 publications, 1.27%
|
|
|
Climate Change Economics
2 publications, 1.27%
|
|
|
Journal of Development Studies
2 publications, 1.27%
|
|
|
European Journal of Finance
2 publications, 1.27%
|
|
|
European Accounting Review
2 publications, 1.27%
|
|
|
Journal of Business Ethics
2 publications, 1.27%
|
|
|
Journal of Regional Science
2 publications, 1.27%
|
|
|
South Asian Journal of Business Studies
1 publication, 0.63%
|
|
|
International Small Business Journal
1 publication, 0.63%
|
|
|
Frontiers in Environmental Science
1 publication, 0.63%
|
|
|
5
10
15
20
25
30
|
Publishers
|
10
20
30
40
50
60
|
|
|
Elsevier
53 publications, 33.54%
|
|
|
Social Science Electronic Publishing
25 publications, 15.82%
|
|
|
Wiley
20 publications, 12.66%
|
|
|
Springer Nature
19 publications, 12.03%
|
|
|
Taylor & Francis
13 publications, 8.23%
|
|
|
Emerald
5 publications, 3.16%
|
|
|
MDPI
4 publications, 2.53%
|
|
|
SAGE
3 publications, 1.9%
|
|
|
World Scientific
3 publications, 1.9%
|
|
|
Oxford University Press
3 publications, 1.9%
|
|
|
Frontiers Media S.A.
1 publication, 0.63%
|
|
|
Borsa Istanbul Anonim Sirketi
1 publication, 0.63%
|
|
|
Cambridge University Press
1 publication, 0.63%
|
|
|
Institute for Operations Research and the Management Sciences (INFORMS)
1 publication, 0.63%
|
|
|
Center for Strategic Studies in Business and Finance SSBFNET
1 publication, 0.63%
|
|
|
IGI Global
1 publication, 0.63%
|
|
|
10
20
30
40
50
60
|
- We do not take into account publications without a DOI.
- Statistics recalculated weekly.
Are you a researcher?
Create a profile to get free access to personal recommendations for colleagues and new articles.
Metrics
159
Total citations:
159
Citations from 2024:
51
(32.28%)
Cite this
GOST |
RIS |
BibTex |
MLA
Cite this
GOST
Copy
Berg G., Schrader J. Access to credit, natural disasters, and relationship lending // Journal of Financial Intermediation. 2012. Vol. 21. No. 4. pp. 549-568.
GOST all authors (up to 50)
Copy
Berg G., Schrader J. Access to credit, natural disasters, and relationship lending // Journal of Financial Intermediation. 2012. Vol. 21. No. 4. pp. 549-568.
Cite this
RIS
Copy
TY - JOUR
DO - 10.1016/j.jfi.2012.05.003
UR - https://doi.org/10.1016/j.jfi.2012.05.003
TI - Access to credit, natural disasters, and relationship lending
T2 - Journal of Financial Intermediation
AU - Berg, Gunhild
AU - Schrader, Jan
PY - 2012
DA - 2012/10/01
PB - Elsevier
SP - 549-568
IS - 4
VL - 21
SN - 1042-9573
SN - 1096-0473
ER -
Cite this
BibTex (up to 50 authors)
Copy
@article{2012_Berg,
author = {Gunhild Berg and Jan Schrader},
title = {Access to credit, natural disasters, and relationship lending},
journal = {Journal of Financial Intermediation},
year = {2012},
volume = {21},
publisher = {Elsevier},
month = {oct},
url = {https://doi.org/10.1016/j.jfi.2012.05.003},
number = {4},
pages = {549--568},
doi = {10.1016/j.jfi.2012.05.003}
}
Cite this
MLA
Copy
Berg, Gunhild, and Jan Schrader. “Access to credit, natural disasters, and relationship lending.” Journal of Financial Intermediation, vol. 21, no. 4, Oct. 2012, pp. 549-568. https://doi.org/10.1016/j.jfi.2012.05.003.