volume 57 issue 2 pages 195-214

Are employer-initiated financial education programs effective for women? Insights for organizational training programs through stakeholder perceptions

M. S. Urmila 1
Rajasekharan Pillai 2
Hasirumane Venkatesh Mukesh 3
Nandan Prabhu K.P. 4
Publication typeJournal Article
Publication date2025-02-11
scimago Q2
wos Q3
SJR0.575
CiteScore4.6
Impact factor2.1
ISSN00197858, 17585767
Abstract
Purpose

This study aims to explore and unfold the problems in designing and delivering employer-initiated financial education programs (FEPs) from the perspective of working women who attend such programs.

Design/methodology/approach

The researchers conducted in-depth interviews and utilized an interpretive qualitative approach to explore the expectations and experiences of women employees regarding such programs.

Findings

The results of this study demonstrate that employer-led FEPs may not benefit women employees due to specific misaligned actions of both employers and employees at every stage, which make the programs ineffective.

Research limitations/implications

While this study encompasses women from varied age groups and marital statuses, the researchers acknowledge that the sample size is limited and represents a specific socioeconomic group.

Practical implications

The findings of this study have policy and practical implications for addressing perceived issues in FEPs initiated by employers for women employees.

Originality/value

The novel contributions of this study include suggesting a process model for building FEPs, highlighting the existing problems at each step in designing and delivering an FEP and expanding the application of Self-Determination Theory in FEPs.

Found 
Found 

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Educational Gerontology
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Taylor & Francis
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GOST |
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GOST Copy
Urmila M. S. et al. Are employer-initiated financial education programs effective for women? Insights for organizational training programs through stakeholder perceptions // Industrial and Commercial Training. 2025. Vol. 57. No. 2. pp. 195-214.
GOST all authors (up to 50) Copy
Urmila M. S., Pillai R., Mukesh H. V., K.P. N. P. Are employer-initiated financial education programs effective for women? Insights for organizational training programs through stakeholder perceptions // Industrial and Commercial Training. 2025. Vol. 57. No. 2. pp. 195-214.
RIS |
Cite this
RIS Copy
TY - JOUR
DO - 10.1108/ict-08-2024-0084
UR - https://www.emerald.com/insight/content/doi/10.1108/ICT-08-2024-0084/full/html
TI - Are employer-initiated financial education programs effective for women? Insights for organizational training programs through stakeholder perceptions
T2 - Industrial and Commercial Training
AU - Urmila, M. S.
AU - Pillai, Rajasekharan
AU - Mukesh, Hasirumane Venkatesh
AU - K.P., Nandan Prabhu
PY - 2025
DA - 2025/02/11
PB - Emerald
SP - 195-214
IS - 2
VL - 57
SN - 0019-7858
SN - 1758-5767
ER -
BibTex |
Cite this
BibTex (up to 50 authors) Copy
@article{2025_Urmila,
author = {M. S. Urmila and Rajasekharan Pillai and Hasirumane Venkatesh Mukesh and Nandan Prabhu K.P.},
title = {Are employer-initiated financial education programs effective for women? Insights for organizational training programs through stakeholder perceptions},
journal = {Industrial and Commercial Training},
year = {2025},
volume = {57},
publisher = {Emerald},
month = {feb},
url = {https://www.emerald.com/insight/content/doi/10.1108/ICT-08-2024-0084/full/html},
number = {2},
pages = {195--214},
doi = {10.1108/ict-08-2024-0084}
}
MLA
Cite this
MLA Copy
Urmila, M. S., et al. “Are employer-initiated financial education programs effective for women? Insights for organizational training programs through stakeholder perceptions.” Industrial and Commercial Training, vol. 57, no. 2, Feb. 2025, pp. 195-214. https://www.emerald.com/insight/content/doi/10.1108/ICT-08-2024-0084/full/html.